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XLP wheel: cash-secured put & covered-call yields

State Street Consumer Staples Select Sector SPDR ETF · ETFs · $82.28 close on Sep 28, 2026

What the Sep 28, 2026 close says about XLP

At 24.6% implied volatility, the options market is pricing a one-standard-deviation move of about $5.99 (7.3%) in XLP by Oct 30, 2026, 32 days out.

Selling the $80.50 put (−0.31Δ) for $0.69 means assignment would leave a cost basis of $79.81, 3.0% below the $82.28 close.

The 81-day 0.30Δ put pays 0.6× the premium of the 32-day one for 2.5× the time — more premium per day on the 32-day contract ($0.022 vs $0.005).

At 0.30Δ on the Oct 30 expiry the put yields 0.86% on its strike and the call 0.81% on spot: puts and calls pay within 10% of each other on XLP this session.

Moving down to the $79.50 put (−0.19Δ) buys 1.2% more room below spot and keeps 67% of the 0.30Δ premium.

Open interest in the stored window totals 145,452 contracts; the largest single line is the $78 put expiring Dec 18 with 107,187 (73.7% of the window).

By options volume XLP ranks #138 of 441 names in our universe.

The builder re-quotes every leg from the live chain when it opens; tracking is free to start.

Cash-secured puts on XLP

XLP puts expiring Oct 30, 2026 · 32 days
TargetStrikeΔLast tradePremium / contractCash securedPeriod yieldAnnualizedBreakevenOIVolume
0.30Δ$80.50−0.31$0.69 Sep 28$69.00$8,0500.86%9.8%$79.8185
0.20Δ$79.50−0.19$0.46 Sep 28$46.00$7,9500.58%6.6%$79.04152

Snapshot #289 · session 2026-09-28 · captured 22:51 UTC · 15-min delayed · yield = premium ÷ strike · annualized = yield × 365 ÷ 32

XLP puts expiring Dec 18, 2026 · 81 days
TargetStrikeΔLast tradePremium / contractCash securedPeriod yieldAnnualizedBreakevenOIVolume
0.30Δ$76−0.28$0.42 Sep 28$42.00$7,6000.55%2.5%$75.5818810
0.20Δ$73−0.19$0.26 Sep 28$26.00$7,3000.36%1.6%$72.742893

Snapshot #289 · session 2026-09-28 · captured 22:51 UTC · 15-min delayed · yield = premium ÷ strike · annualized = yield × 365 ÷ 81

Covered calls on XLP

XLP calls expiring Oct 30, 2026 · 32 days
TargetStrikeΔLast tradePremium / contractYield on spotAnnualizedIf calledIf called, ann.OIVolume
0.30Δ$84.500.33$0.67 Sep 28$67.000.81%9.3%3.51%40.1%162
0.20Δ$85.500.19$0.41 Sep 28$41.000.50%5.7%4.41%50.3%3515

Snapshot #289 · session 2026-09-28 · captured 22:51 UTC · 15-min delayed · yield = premium ÷ spot · if called = (premium + strike − spot) ÷ spot · annualized × 365 ÷ 32

XLP calls expiring Dec 18, 2026 · 81 days
TargetStrikeΔLast tradePremium / contractYield on spotAnnualizedIf calledIf called, ann.OIVolume
0.30ΔUnavailable1
0.20Δ$880.23$0.66 Sep 28$66.000.80%3.6%7.75%34.9%2,7198

Snapshot #289 · session 2026-09-28 · captured 22:51 UTC · 15-min delayed · yield = premium ÷ spot · if called = (premium + strike − spot) ÷ spot · annualized × 365 ÷ 81

XLP volatility, dividends and liquidity

Implied volatility (ATM, ≈30 days)
24.6%session 2026-09-28
IV rank / IV percentile
Unavailable2
Next earnings
Unavailable3
Next ex-dividend
None announcedchecked Sep 28, 2026
Open interest, stored window
145,452 contractssession 2026-09-28
Largest open-interest line
$78 put · Dec 18 · 107,187
Bid/ask spread
Unavailable4
Options liquidity rank
#138 of 441 optionable names by options volume

How these numbers are made

One end-of-day snapshot per session from a 15-minute-delayed feed. A premium is a contract’s last trade, used only if it printed that session, sits above intrinsic value and is in order with its neighbours; deltas are the feed’s own. Expiries are the first at least 30 and 60 days out, and nothing under 30 days is annualized. Not investment advice. Full methodology.

  1. No contract near 0.30Δ traded this session
  2. We are building our own daily implied-volatility history (1 of 252 sessions so far); IV rank and percentile need a full year of it.
  3. Our data provider does not license announced earnings dates, and we do not publish estimates.
  4. Our data feed carries last trades, not live bid/ask quotes, so we cannot show a spread.
Snapshot #289 · session 2026-09-28 · captured 22:51 UTC · 15-min delayed