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CMI wheel: cash-secured put & covered-call yields

Cummins Inc. · Industrials · $521.37 close on Sep 29, 2026

What the Sep 29, 2026 close says about CMI

At 39.6% implied volatility, the options market is pricing a one-standard-deviation move of about $77.94 (14.9%) in CMI by Nov 20, 2026, 52 days out.

Selling the $490 put (−0.29Δ) for $15.28 means assignment would leave a cost basis of $474.72, 8.9% below the $521.37 close.

The 80-day 0.30Δ put pays 1.3× the premium of the 52-day one for 1.5× the time — more premium per day on the 52-day contract ($0.294 vs $0.246).

At 0.30Δ on the Nov 20 expiry the put yields 3.12% on its strike and the call 2.61% on spot: puts pay 1.2× what calls do on CMI this session.

Moving down to the $460 put (−0.17Δ) buys 5.8% more room below spot and keeps 54% of the 0.30Δ premium.

Open interest in the stored window totals 2,399 contracts; the largest single line is the $510 put expiring Nov 20 with 511 (21.3% of the window).

By options volume CMI ranks #203 of 441 names in our universe.

The builder re-quotes every leg from the live chain when it opens; tracking is free to start.

Cash-secured puts on CMI

CMI puts expiring Nov 20, 2026 · 52 days
TargetStrikeΔLast tradePremium / contractCash securedPeriod yieldAnnualizedBreakevenOIVolume
0.30Δ$490−0.29$15.28 Sep 29$1,528.00$49,0003.12%21.9%$474.72931
0.20Δ$460−0.17$8.30 Sep 29$830.00$46,0001.80%12.7%$451.7032

Snapshot #350 · session 2026-09-29 · captured 22:01 UTC · 15-min delayed · yield = premium ÷ strike · annualized = yield × 365 ÷ 52

CMI puts expiring Dec 18, 2026 · 80 days
TargetStrikeΔLast tradePremium / contractCash securedPeriod yieldAnnualizedBreakevenOIVolume
0.30Δ$490−0.31$19.70 Sep 29$1,970.00$49,0004.02%18.3%$470.30545
0.20ΔUnavailable1

Snapshot #350 · session 2026-09-29 · captured 22:01 UTC · 15-min delayed · yield = premium ÷ strike · annualized = yield × 365 ÷ 80

Covered calls on CMI

CMI calls expiring Nov 20, 2026 · 52 days
TargetStrikeΔLast tradePremium / contractYield on spotAnnualizedIf calledIf called, ann.OIVolume
0.30Δ$5700.30$13.59 Sep 29$1,359.002.61%18.3%11.93%83.8%71
0.20Δ$6000.19$7.00 Sep 29$700.001.34%9.4%16.42%115.3%312

Snapshot #350 · session 2026-09-29 · captured 22:01 UTC · 15-min delayed · yield = premium ÷ spot · if called = (premium + strike − spot) ÷ spot · annualized × 365 ÷ 52

CMI calls expiring Dec 18, 2026 · 80 days
TargetStrikeΔLast tradePremium / contractYield on spotAnnualizedIf calledIf called, ann.OIVolume
0.30ΔUnavailable2
0.20Δ$6200.17$7.40 Sep 29$740.001.42%6.5%20.34%92.8%571

Snapshot #350 · session 2026-09-29 · captured 22:01 UTC · 15-min delayed · yield = premium ÷ spot · if called = (premium + strike − spot) ÷ spot · annualized × 365 ÷ 80

CMI volatility, dividends and liquidity

Implied volatility (ATM, ≈30 days)
39.6%session 2026-09-29
IV rank / IV percentile
Unavailable3
Next earnings
Unavailable4
Next ex-dividend
None announcedchecked Sep 28, 2026
Open interest, stored window
2,399 contractssession 2026-09-29
Largest open-interest line
$510 put · Nov 20 · 511
Bid/ask spread
Unavailable5
Options liquidity rank
#203 of 441 optionable names by options volume

How these numbers are made

One end-of-day snapshot per session from a 15-minute-delayed feed. A premium is a contract’s last trade, used only if it printed that session, sits above intrinsic value and is in order with its neighbours; deltas are the feed’s own. Expiries are the first at least 30 and 60 days out, and nothing under 30 days is annualized. Not investment advice. Full methodology.

  1. No contract near 0.20Δ traded this session
  2. No contract near 0.30Δ traded this session
  3. We are building our own daily implied-volatility history (2 of 252 sessions so far); IV rank and percentile need a full year of it.
  4. Our data provider does not license announced earnings dates, and we do not publish estimates.
  5. Our data feed carries last trades, not live bid/ask quotes, so we cannot show a spread.
Snapshot #350 · session 2026-09-29 · captured 22:01 UTC · 15-min delayed